Open Enrollment: September 17th - September 29th, 2025

Dear Little B’s Construction Team,

We are thrilled to announce that the Open Enrollment Period for the upcoming plan year will begin on September 17th, 2025, and end on September 29th, 2025. This is your opportunity to review and select your benefits for the new plan year, which starts on October 1st, 2025.

This year, we have exciting updates to share about your benefits package, including richer medical plan benefits and lower costs for employees!

Medical Plan Highlights

We will continue to offer two medical plans through Blue Cross Blue Shield of Oklahoma with the same provider network (Blue Advantage):

• Platinum Plan:

  • Deductible reduced to 500 (previously 750)

  • Out-of-pocket maximum reduced to 1,250 (previously 2,000)

  • Lower payroll deductions for employees.

• Gold Plan:

  • Lower payroll deductions for employees.

Important Note:The Silver Plan will no longer be offered. Employees currently enrolled in the Silver Plan will be automatically moved to the Gold Plan, which offers richer benefits with no increase to payroll deductions.

All other medical plan benefits remain similar to the current plans.

**New Short-Term Disability Coverage

Starting October 1st, Little B’s Construction will now cover short-term disability for all full-time employees:

• Benefits begin on Day 1 for accidents and Day 8 for illnesses.

Dental Plan Enhancements

Our dental plan, provided by Guardian, is improving:

• Annual maximum increased to **1,500∗∗(previously1,500∗∗(previously1,000).

• Orthodontic coverage is added for dependent children up to age 19.

Vision Plan Improvements

The new vision plan will feature an increased allowance of $200 for frames/lenses or contacts.

Life & AD&D Benefits

Life and AD&D benefits remain unchanged:

• Each employee is covered for $25,000 of life and AD&D insurance, fully paid by Little B’s Construction.

• Employees can purchase additional life insurance at their own expense. If enrolling for the first time or increasing coverage, you must complete the Evidence of Insurability (EOI) process.

Next Steps

During the Open Enrollment period, you will have the opportunity to:

• Review your current benefits.

• Make changes to your elections (complete form)

• Enroll in new benefits or update coverage.

• If not making changes, no action is required.

We encourage you to carefully review the updated benefits and costs to ensure you select the best options for you and your family.

If you have any questions or need assistance, please contact the HR team at

580-279-6966, hr@littlebsconst.com or stop by the office.

Thank you for being a valued member of the Little B’s Construction family. We are committed to providing you with benefits that support your health, wellbeing, and financial security.

Best regards,

HR Generalist

Little B’s Construction